Specializing in Group Benefits &
Retirement Plans, Financial Planning, Insurance, Investments

Legal

Legal

Acceptance of Agreement
This Agreement is a legal agreement between the user of this website (the “Site”) and Fairles Benefit Services Inc. (FBS), the owner and operator of the Site. It contains the terms and conditions under which you may access and use the Site.

By accessing and using the Site you are indicating your acceptance to be bound by the terms and conditions of this Agreement. If you do not agree with these terms and conditions, do not access or use this Site.

FBS may change these terms and conditions, and Site contents, without notice by up-dating this and other postings on the Site.

The information and materials on the Site are for your general information only.  It is not intended to provide you with any personalized, financial, insurance, legal, accounting, tax, medical ro other professional advice or opinion.  Anyone seeking such advice should contact the appropriate professional.

Limitation of Liability
The Site and its contents are provided on an “as is” basis. While the information posted on the Site is believed to be reliable and accurate at the time of posting, FBS does not guarantee that the information or materials on the Site are complete, error-free, verified, and up-to-date or fit for any purpose.

YOU ACKNOWLEDGE AND AGREE THAT YOU ARE USING THE SITE SOLELY AT YOUR OWN RISK AND LIABILITY.

FBS shall not be liable for any costs, losses or damages of any kind arising from your use of the Site or its contents.

Copyright & Trademarks
All information and materials contained on this site (collectively “Content”) is protected by copyright, trademark or intellectual property law and are owned by FBS or the accredited provider of the Content. Subject to your limited license set out herein, you may not modify, copy, redistribute, reproduce or republish in any format any Content in whole or in part without prior express written consent. Any infringement of FBS’s rights may result in appropriate legal action.

The “FBS” logo and name are registered trademarks. Other names, phrases, logos, icons, graphics, images, designs and trade marks displayed on this Site may constitute registered or unregistered trademarks of other carriers / parties, and may be protected by law. The display of such trademarks, etc. on the Site is not an implied license to you to use them, nor is the use by FBS of any third party trademark an endorsement of such third party. Unauthorized retransmission, alteration or copying of trademarks may be a violation of the law and subject you to legal action.

Limited License to use the Site and Contents
You may print, download and use the Content for your personal informational and non-commercial purposes only, provided the Site and any Content are not modified in any way and that all notices, and terms and conditions of this agreement are adhered to. You agree not to disrupt, impair, interfere with, alter or modify the Site or the Content in any manner.

Links to/from this Site
Any links from this Site to third party websites are provided solely as a convenience to you and are not an endorsement by FBS of the third party or of its products, services, or website contents. FBS has no control over the content of any third party website and makes no representations or warranties of any kind regarding any such website. FBS cannot guarantee that any hyperlink set out on the Site will be accurate at the time of your access. FBS does not monitor or control any sites linked to our pages, and assumes no responsibility for the contents of any third party site.

Privacy
Like many services, our website uses cookies to track visitor interactions. These cookies are used to store information, such as what time the current visit occurred, whether the visitor has been to the site before, and what site referred the visitor to the web page. Browsers do not share first-party cookies across domains.

FBS has the right, but not the obligation, to monitor any transmission made with regard to the Site.

Security
You accept that FBS cannot and does not guarantee the security of any communication to or from the Site. Any person wishing to communicate information of a private or confidential nature to FBS is encouraged to do so by other means.

Governing law
The laws of the Province of Ontario and the federal laws of Canada applicable thereto shall govern as to the use and content of this site, including the terms and conditions of its use. You consent and submit to the exclusive jurisdiction of the courts of the Province of Ontario with respect to all matters related to your access and use of the Site and any Content.