Privacy Policy

Privacy

We are committed to protecting the privacy and confidentiality of the personal information you provide to us.

We assure you that your personal information is handled according to our Privacy Policy.

Why we collect, use and retain your personal information
When you request or obtain any product or service from Fairles Benefit Services Inc., we need certain personal information. This information is used to evaluate insurance risk, to determine eligibility, to administer insurance or financial products, or to adjudicate or manage claims.

Anonymous data is sometimes used to prepare reports and statistics, for the purpose of providing the best products and service for the best value, to manage our business, and to monitor the changing needs of our customers.

We will only obtain the information we need
We will only collect information that is pertinent and necessary so that we may effectively conduct our business.

How we collect your personal information
Whenever practical, your information will be collected directly from you. We also collect information about you through, but not limited to, third party service providers, other insurers or financial institutions, government and governmental agencies, your employer, or your plan administrator.

Your consent is needed
Your express consent may be provided in writing, verbally, or electronically. When you request, obtain, or use any of our financial or insurance products or services, the transfer of information necessary to meet your needs may be considered your implied consent. We will endeavor to ensure you understand why we need the information and how it will be used

We will limit the use and disclosure of your personal information
We will limit the use and disclosure of your personal information within our organization and with our subsidiaries, affiliated companies and your insurers.

From time to time we may find it necessary to share some of your information with our authorized representatives or third party service providers, in order to provide you with the product or services you need.

As part of our customer service relationship with you, we may use your personal information to offer products, information or services provided by our organization, subsidiaries, affiliated companies, insurers, or business partners, which we believe to be of value and interest to you. We will not give or sell any personal information to third parties for marketing purposes.

The use and disclosure of your personal information shall be done only to the extent necessary to perform our duties, to provide you with high quality service and information designed to meet your on-going insurance and financial needs, or where such use and disclosure is required by our contractual obligations and/or the law.

We will limit the length of time we retain your personal information
The length of time we retain your personal information may vary depending on the product or service that we provide to you and the nature of the information. We will only keep your personal information on our records as required by law..

We will protect your personal information
We have developed and continue to enhance security measures and procedures designed to protect your personal information from unwarranted intrusion, theft, accidental release, loss, or unauthorized disclosure, use, copying, or modification. When we destroy your personal information, we will use appropriate safeguards.